Your Pet's Condition Isn't Pre-Existing. Fight the Denial.
You pay your premiums every month so your pet is covered when they get sick. Now the insurance company is calling it a "pre-existing condition" to dodge their obligation. They are betting you will give up. Prove them wrong.
Starting at $9 · No lawyer needed · Takes 2 minutes
This is a writing tool powered by AI. It is not legal advice. AI can make mistakes — always review your letter before sending.
Sound Familiar?
Your pet insurance claim was denied as a "pre-existing condition" even though your pet was healthy at enrollment
The insurer cherry-picked old vet notes to fabricate a connection to the current condition
You are paying out of pocket for expensive treatment that should be covered
The denial letter is vague and does not clearly explain how the condition qualifies as pre-existing
You feel powerless against a corporate insurance machine that profits from denying claims
They're counting on you to do nothing.
Every day you wait, your position weakens. Fight back with a professional demand letter — takes 2 minutes.
Fight Back NowA Professional Demand Letter Changes Everything
A formal demand letter with legal citations signals you mean business. Companies and individuals settle because they know ignoring a documented demand makes their position worse in court.
Cites Your State's Laws
AI researches statutes, deadlines, and penalties specific to your state and dispute.
Sets a Hard Deadline
Every letter includes a response deadline, creating urgency and a clear paper trail.
Creates Legal Proof
Certified mail creates court-admissible proof of delivery — the method attorneys use. USPS retains the record for 10 years.
How It Works
Get your professional demand letter in three simple steps.
Tell Us Your Situation
Answer a few quick questions about your dispute. We guide you through the process step by step.
AI Generates Your Letter
Our AI researches your state's laws, then drafts a professional demand letter citing specific statutes and deadlines.
We Mail It for You
Choose PDF download ($9) or let us send it via USPS Certified Mail ($29) — the delivery method attorneys use, with tracking and court-admissible proof of delivery.
Same legal citations. Same professional format. A fraction of the cost.
See What Your Letter Looks Like
Professional, formal, and citing the specific laws for your state.
February 2, 2026
[Your Name]
[Your Address]
[Recipient Name]
[Recipient Address]
RE: Formal Demand — Pet Insurance Pre-Existing Condition Appeal
Sincerely,
[Your Name]
Your letter will be personalized with your specific details and state laws.
Why Our Demand Letters Get Results
Professional correspondence backed by state-specific legal research.
State-Specific Legal Citations
Every letter references the actual statutes, codes, and deadlines for your state — not generic boilerplate.
Professional Business Format
Standard legal block format that signals you mean business and are ready to escalate.
USPS Certified Mail with Tracking
We print, mail, and track your letter via USPS Certified Mail — the same method attorneys use. You get court-admissible proof of delivery, retained by USPS for 10 years.
Done in 2 Minutes
Answer a few questions, and our AI researches your case and drafts your letter. No legal knowledge needed.
Aggressive, Formal Tone
Every letter is drafted in an assertive, litigious tone with hard deadlines — no pleasantries or soft language.
Works for 50+ Dispute Types
Insurance denials, security deposits, unpaid wages, debt collection, and more. We cover the disputes that matter.
Starting at $9 · No lawyer needed
Real Results from Real People
Join 50,000+ people who've used demand letters to resolve their disputes.
“State Farm had been ignoring my emails for 3 months. I sent the demand letter on Monday, got a call Wednesday, and had a check Friday.”
Jessica M.
Austin, TX · Insurance Claim
“My landlord kept $2,400 of my security deposit for 'cleaning fees.' The demand letter cited the exact California civil code and deadline. Got a full refund within 10 days.”
Marcus T.
Los Angeles, CA · Security Deposit
“I was owed $4,800 in unpaid commissions. HR wouldn't return my calls. After the certified letter arrived, they wired the money within a week.”
Rachel K.
Chicago, IL · Unpaid Wages
Names abbreviated for privacy. Results may vary. This is a writing tool, not legal advice.
Attorney retainer: $2,500–$5,000
Simple, Transparent Pricing
A fraction of what an attorney charges — and you can send your letter today.
Digital Download
- Professional demand letter
- State-specific legal citations
- Instant PDF download
- You print, buy envelope, drive to post office
- No proof of delivery if it goes to court
Certified Mail
- Professional demand letter
- State-specific legal citations
- Instant PDF download
- USPS Certified Mail delivery
- Tracking number + court-admissible proof of delivery
Without certified mail, the recipient can claim in court they never received your letter — and you'll have no way to prove otherwise.
Refund if USPS fails to deliver.
Letters are submitted to our print network immediately. USPS Certified Mail typically delivers within 7–10 business days.
Frequently Asked Questions
Other Insurance Letter Types
Dispute your insurer's lowball total loss payout and demand fair market value.
Demand compensation for your vehicle's lost resale value after an accident repair.
Appeal your health insurer's denial of a medically necessary treatment or procedure.
Dispute a surprise medical bill from an out-of-network provider you didn't choose.
Appeal your homeowners insurance denial for water damage to your property.
Appeal your insurer's underpayment or denial of a fire and smoke damage claim.
Your Letter Is 2 Minutes Away
Every day you wait costs you leverage. A professional demand letter with legal citations puts them on notice — and shows you mean business.
Generate My Demand Letter50,000+ letters sent · Starting at $9 · No lawyer needed